Jayne Seppini is the best mortgage loan officer you will ever want to work. After been given multiple broken promised, missed deadline and not closing on our home by another mortgage broker I gave Jayne a call on a Friday evening. We only had one shot to close this deal, and it needed to happen in three weeks. Immediately, Jayne understood the sense of urgency and started working on our approval. Without missing a single deadline and with the utmost attention to detail, we closed on our home in three weeks. She always responded to my emails and messages, never made me feel like I was bothering and delivered to us. I do recommend any person looking into home financing to look no further or any other place than Homelife and its team.
Review by Jade Thompson3 months ago
I used Home Life To get a loan on a rental property and they were amazing to work with. They closed in under 3 weeks and had great communication the entire way. I plan to use them many more times as I build my rental portfolio!
Review by TheresaNolan4 months ago
Being Self Employed and getting a refi can be very tough! Darren, Jayne and Carol made it super simple and found me a very good rate! They stayed in contact, were very responsive and it only took about 30 days to get funded! If you are looking to buy or refi give them a shot, they are very professional!
Review by Lanikia4 months ago
Attentive & helpful, completed my loan in a timely manner and closed on schedule! Will definitely use in the future.
Review by Shodded Politanski5 months ago
Darrin and his team at Homelife were great. They provided me with an incredible low rate and fees, that I couldn’t believe when comparing to other lenders I shopped with. My loan was for one of my investment properties and I didn’t have to provide any income documentation. It was fast and easy.
Review by Woodguy5 months ago
I was searching for a bank statement loan and that is where I learned of Homelife’s services via the internet. I was already under the gun with a home under contract and was working with another mortgage broker that surprised me with ridiculous fees and rates at the last minute. Not knowing much about Homelife, aside for researching them online, I gave them a chance to do better on my loan. They exceeded my expectations and I decided to secure my home loan with them.
Jayne and family did a wonderful job servicing my loan. They were up front with my fees and the program they thought I was the best candidate for went through seamlessly. Anytime I had questions, they were completely accessible and responsive. Had to deal with conditions like any other loan but Homelife steered me through the underwriting jungle and now I happily sit in my single family home in South Florida. Definitely recommend them for a bank statement loan for a self employed entrepreneur. Sure they will do well for any loan you utilize their services for but my experience with them was for the bank statement loan and that I can attest to 100%!
Review by Iridiusz5 months ago
Darrin and Jayne Seppini are top notch professionals, and what a dynamic duo they are! From the moment of our first introduction to each other via telephone and email you feel like a valued client and are in good hands. They are with you every step of the way and make everything seamless. So happy to have found them. I will definitely use them again. Thank you! When we thought we couldn’t get a loan, here they were with a great solution for us.
They specialize in investment loans and have great product offerings.
Review by Celiya Salducco6 months ago
We did a bank statement refinance. The smoothest and fastest closing I have ever experienced with any refinance or purchase. These guys no there stuff and are unbelievably responsive. They also work directly for you to obtain the best pricing available.
Review by Weoisheong6 months ago
We recently funded two private money loans on luxury properties in southern California with Homelife Mortgage. Homelife was a pleasure to work with, they expedited our loans with prompt attention and professionalism. Many thanks to Darrin and his team!
Review by DamianDavison6 months ago
What a great experience!
As a self employed small business owner I never thought I'd be able to get a home loan. I found Homelife Mortgage in an online search for a bank statement loan.
I contacted several different companies, but went with Homelife because Jayne responded right away and made the application process very easy. She made sure to communicate with me about what was needed to qualify, and worked tirelessly to overcome several obstacles that popped up.
I closed on my home today, ahead of schedule. What could have been a very stressful and complicated escrow, in the end closed very smoothly and I'm a very happy new home owner and customer!
I would absolutely use Jayne and Homelife Mortgage again, and recommend them to anyone looking for home financing, especially a Bank Statement Loan. Thanks again!!
Review by Veer10 months ago
I can't say enough about Darrin and Jayne during the entire process. About a year ago I was in search of bank statement loans due to self employment. The only lender I could find was out of Jersey.
Fast forward to us falling in love with a property in December. We had no pre-approval, and really had no idea if we could get approved based on our unique circumstances. I found two places, one in San Diego, and then Darrin at Homelife.
I based our decision to go with Homelife entirely on Darrin's communication. Darrin understood my schedule and was always extremely prompt and to the point with any requests or questions.
He was able to get us a pre-approval letter within 3 days and we went into a 45 day escrow to give ourselves a little breathing room. Darrin and Jayne were incredibly efficient and able to get the loan closed 12 days early based entirely on bank statements.
Excellent experience and I highly recommend Darrin, Jayne, and Homelife to get your deal done, on time, and at a great rate!
Review by DdoubleE Desdamona10 months ago
I've done at least 8 home loans in the past. Never as self-employed/bank statement only. I was reluctant to sell my house and very nervous about qualifying. Despite a great credit score and money in the bank I still had anxiety since my tax returns did not reflect all of my income. I put an offer on a house and I had started the process with another broker. His initial start made me certain this would not go well, so I decided to drop him to meet the terms of the purchase contract.
I found HomeLife thru Google, of all things, and gave it a try.
Darrin answered the phone and he and Jayne were great. Took all my info, asked for initial docs from me (standard stuff...ID, bank statements, etc.). Everything was turned over to their Loan Processor, Kathy, and it all went surprisingly smoothly.
I was constantly in contact, informed thruout the process and closed within 42 days, if I remember correctly.
Bottomline, I passed their name on to friends. Something I would never do had there been any hiccups.
Review by ItzNoobieLP10 months ago
Jayne is absolutely magical! I lost hope long time ago to get s loan as self employed business owner and I was referred to her by a friend. That changed my life! I was able to buy a house and now I am able to work from home and save money! She was extremely sharp with paperwork and knew absolutely everything that needed to be done. I can not express my gratitude to her in words! Thank you Jayne!
Review by Packall11 months ago
Darrin and his team are great. Very professional. They keep you update and explain each part of the process step by step. I was gladly surprised when I saw emails coming late night from them. I highly recommend them to anyone.
Review by Bregeta1 year ago
Jayne and Darrin did a good job securing my client a bank statement loan, they also closed the file in record time!
Review by Blezel Pimm1 year ago
Homelife Mortgage is a real class act. I had tried to refinance my home loan for the past few years. Each time...unsuccessfully. Its not so easy when you are self employed. Im so glad I reached out to Jayne and Darrin at Homelife Mortgage. They were able to get me a bank statement loan with very fair terms and I was even able to cash out some equity. Jayne and Darrin were incredibly helpful every step of the way. I had many questions throughout the process and they made sure I knew what was happening at all times. They were very easy to get in touch with always got back to me in a timely manner. I wouldn't hesitate to use their services again in the future and I will be recommending them to all my friends and family. Thanks Jayne and Darrin!!!
Review by Ramyt1 year ago
Great and profesional team work. Very kind and organize. Always answered my phone calls when more I needed. I’m very happy
Review by ACmartin1 year ago
Darrin is thorough, professional, honest and responsive. I was so impressed with the individual attention he provided throughout the process. My client was very happy with his services and rate. It was a stress-free process and we closed before expected.
Review by MitsuH1 year ago
Darrin and Jayne are both excellent to work with. Very helpful and responsive. I'd recommend them to anyone using this type of product!
Review by Hazeleyanna1 year ago
My first impression of Mr.Seppinni is one of much respect. His knowledge and willingness to provide a thorough understanding of processes involved in purchasing real estate for investors and homeowners is unmatched. I appreciate his tenure in the field and his willingness to share his vast “bank” of acquired knowledge with others (myself included), guiding us in some of the biggest decisions we will ever make. Thank you for your service and dedication to the field. It’s grealy appreciated. S.Dorsey.
Review by Dembkowski1 year ago
I'd definitely recommend Jayne Seppinni and Homelife Mortgage. Because we are self-employed, we needed to get a bank statement loan for our refinance. I had shopped about 6 other mortgage brokers prior to finding Jayne. Not only did she have the best rates and fees (by far), she was the fastest in getting a quote back to me and was the most responsive to my questions. (Which were many!) She was there every step of the way to guide us through what would have been a nightmare on our own. I know we couldn’t have done it without her! Thank you Jayne!
Review by Jaewoo Grifffn1 year ago
Great service, quick turn around, It feels like they really want to get you into the best deal. I would highly recommend this company for any real estate based loan.
Review by Jonhatan1 year ago
I found Homelife Mortgage doing a search for "bank statement loans". I reached out to many different brokers, banks, and lenders because of there is always an unknown waiting in the weeds being self-employed that could kill the loan. I submitted an inquiry and Darrin Seppinni called me back right away. He was very candid about my situation and felt strongly that he could get me a loan. I submitted all my docs and he went to work searching for the best fit and was able to secure what he promised in about a week. Would highly recommend the Homelife team as they have the experience to get your deal done!
Review by Boika1 year ago
Great and sincere service very personable they go out of their way to please the customer
Thank you Jayne and Darren and whole team..
Review by Charmon1 year ago
We have worked with Jayne previously and has made the process quick and seamless. Very responsive, communicative and helpful in answering question and concerns. Awesome Job and Thank you!!!