Interest rate seems low but over 20 years I'm going to end up paying $40,000 on interest on $70,000 on loans. But they were the only ones to approve me. Glad to be able to refinance 12 different loans under one bill and a lower rate than Sallie Mae
Review by Twidds Spolettini2 weeks ago
The staff has been very helpful with the refinancing process.
Review by KGonzales3 weeks ago
Lowers my interest rate significantly. User friendly website. Acts on customer service in a timely manner.
Review by Keiala Pormes3 weeks ago
It was a very fast, efficient process.
Review by Aviotrans3 weeks ago
I love the low interest rate I got! It was way lower than the 5 other companies I got rate quotes from! I also love the layout of the Earnest website and ease of application process!
Review by Saymon3 weeks ago
Great rates! And flexible plan (based on a sliding scale rather than 3 or 4 recommended options). Easy to use platform.
Review by Marguss3 weeks ago
Good customer service and interface so far!!
Review by Kaliv3 weeks ago
Reached Earnest thru Nerd Wallet based on initial criteria provided. Great rates, super simple online application process, approved and complete in minutes!
Review by Manus3 weeks ago
Great customer service! They were very quick to reply and answer all the questions I had. I always get a such a warm and friendly vibe from their customer support team.
Review by Milania Ignaczewska3 weeks ago
Excellent customer service! Made transferring my student loan incredibly easy! Loan was approved in less than 24hrs and everything was set up that following day. Incredibly happy with my experience with earnest
Review by Ciarain3 weeks ago
Having a student loan is overwhelming and the fact that Earnest reached out to US with an offer to lower our rate and save substantial interest was amazing. I would recommend Earnest to any graduate with student loans!
Review by Diamadis Jankvist3 weeks ago
Fantastic, easy process, excellent information, quick and painless!
Review by Wesner Kavaz4 weeks ago
great service, incredible speed.
Review by Alson Teaching4 weeks ago
Great. Easy. Fast.
Review by Smalt Molkova1 month ago
Great interest rates! They have allowed me to continue refinancing with them and over the last 2 years, I have lowered my interest from 5.28 to 3.89, allowing me to save thousands of dollars!
Review by Parris Derrow1 month ago
Helpful and communicative during refinancing process. All questions answered.
Review by LifeOpenSourced1 month ago
Very honest and upfront. Pleasurable experience.
Review by RozK1 month ago
Earnest has saved me a lot of money, and a lot of worry. Plus, their UX is pretty nice too. Well done.
Review by Filmon1 month ago
Easy to use!!!
Review by KARENLittle Tzemi1 month ago
Application process was painless and guided me through everything step by dtep. The loan length vs interest rate slider was particularly helpful to determine what monthly payment I was comfortable with. Money showed up in a week or so.
Review by Bespectacled1 month ago
Easy process, can continue making the same payment and cut 4 years off my loan!
Review by Buys1 month ago
While it took slightly longer than anticipated, overall was a super easy process and definitely the best rate I've gotten!
Review by Jingbiao1 month ago
Was hesitant about applying and going thru the process of trying to refinance my student loans, as in the past I’ve tried to do that with my private services and was turned down.... got a pre-qualified offer in mail, thought I would give it a shot, and process was easy and put my mind at ease knowing that I got approved to refinance!.... once approved the process to pay off the student loans was fast. Now I’m able to save some money monthly! Thank you Earnest for helping me!
Review by Broxton Drozdzak1 month ago
guick and easy
Review by Majharul Derrow1 month ago
I'm new to Earnest, but thus far it's been a very easy experience with a phone line staffed by real people rather than having to go through multiple phone trees (like FedLoans) and overall easy process