White, Jacobs & Associates Senior Credit Analyst Steve Tansey has completely transformed my credit life. I cant believe how he was able to get my credit report/score to this remarkable place. I’m at a place in my life where I’m looking to purchase a home and Steve has afforded me that luxury. He was able to get any negative reportings off of my credit report and it only took him about 30 days to do so. I couldn’t believe it until I was checking my credit profile and I noticed throughout the course of about a 4 month window my credit score increased by 200 pts. Steve is the man!
Review by Abdirizak5 months ago
Worked with Derek Shaw at WJA. Couldn't have been happier with the work he did. Not once did he overpromise a thing in regards what results to expect. I was referred by my mortgage lender(also a good friend of mine) to Derek. He is not a pushy sales guy like you will find with most in this industry. Derek got my score back into the mid 700's after about 4 months of work. If you need something done in this industry, I do feel like you have to pay for it. Don't believe the hype guys that promise the moon for a minimal cost, you are just wasting your money. Getting your scores up with save you thousands in the long run and just make life easier. Derek is the real deal!
Review by OnixClayton7 months ago
Sweet baby Jesus! My score is amazing thanks to Derek Shaw! I started my credit repair in Feb and saw an improvement in the first month. I was working on getting the highest score possible so I stayed on with them longer as he worked to fight every letter that was sent to me. If you’re worried whether or not his company is capable to make a difference vs you doing it yourself, I’d let them handle all the logistics and paper if it frees my time up to do other stuff like search for a house. HIGHLY RECOMMENDED!!! Thanks Derek!
Review by Tjitte Tilleman8 months ago
This program is like no other I’ve heard of. Allan is a professional and truly cares. My husband and I both went through rough divorces and needed help with our credit. Allan walked us through the entire process, worked out a payments schedule that was affordable, and 4 months after starting the program they got all negative items off all 3 reports and my scores jumped over 100 points each. Highly recommend! Don’t let your past define your future. I can now purchase a home, get approved for a credit card, and get better rates. Allan goes above and beyond and teaches you how credit works and the best way to maintain a healthy financial profile.
Review by Madaline8 months ago
Great company & great service every time! Joe Pirozzolo has helped several of my buyers get their credit repaired in order to qualify for a mortgage loan & purchase a home. I definitely recommend them & will continue to use their services. I've tried others in the past & they don't even compare. They are a company that not only you can trust, but that will get the job done.
Review by Mohammadreza10 months ago
Very Bad experience with Derek Shaw
I paid him more then $2000 Dollars
Still my score poor condition
Very bad service
Review by Body1 year ago
STOP!! Looking to better your life? You are exactly where you need to be!! I thought I was beyond hope... too far gone to ever see the light... I was wrong! Steve Tansey changed my life! Not only is the man an absolute genius, he has a heart of gold to boot!! He will lead you into the future you are looking for, completely there for you every step of the way! You don't have to be in the dark anymore. Let Steve show you how great your life can really be! Best phone call you will ever make!!
Review by Rosstone1 year ago
Excellent job by these guys, improved my credit score by about 100 points. Great job Christine Scallin.
Review by Errikos1 year ago
White, Jacobs and Associates was recommended to us by out lender. At one point over a year ago it would have been so easy to just get a new loan after selling our house and away we went. But as it was God had other plans for us. Long story short, we have spent the last 4 months so far getting our credit cleaned up. Our credit scores have gone from Experian 584-626. Transunion 541-617. Equifax 576-677. All this and still counting. Elizabeth Rios, saying Thank You isn't even enough. You have made this process enlightening and almost fun. (almost, lol) Thank you love. You're the best.
Review by Ahni2 years ago
Chris Roberts and the team at W, J & A are doing an amazing job at helping me get back on track with my credit. Chris is easy and helpful to talk to.. Definitely happy with the progress I am seeing. Chris makes it easy!
Review by Rebeccs2 years ago
When I first began with James my credit was not so great sure wasn't close to what it is today ! James at White Jacobs has worked with me diligently on helping me to increase my scores. He followed up with me through out the 5 months that I have been working with him to verify that all docs have been sent out and received replies resulting in some excellent changes to my reports. I would definitely recommend using White Jacobs for all of your credit repair needs.
Review by Gebrekeristos2 years ago
During my credit restoration program, I worked with Misty Maxie of White, Jacobs & Associates and she did a phenomenal job. She guided me through the process step-by-step, continuously updated me on my progress, and was very knowledgeable and personable when I had questions/concerns. She exceeded my expectations and helped me achieve my ultimate goal of being a homeowner. Misty’s hard work is truly appreciated and I’d give her more than a five-star rating if I could.
Review by Etel2 years ago
I have been through many programs, so when i began with White Jacobs I was not too hopeful. However, in less than 6 months while working with Tyler Fortenberry I was to purchase a new car and am now preapproved to buy my very first home and have credit offers available to me that i know would not have been possible without this company, they are the real deal!
Review by KevinBryan Bunga2 years ago
Thanks James L . You helped me fix my credit after my divorce and I am now able to buy a home..
Review by Cobdens2 years ago
Will Smith is awesome to work with. I was preparing myself to get my credit right so that I could purchase a home. Will Smith and his team worked diligently to make it happen. He was very prompt in responding to my enquiries and guided me and answered all of my questions in detail. I have referred people to him and will continue. It was worth every penny.
I loved working with Will Smith and will be my go-to person If I need any help in the future.
Good Luck Will.
Review by Freemc Rillie2 years ago
I want to share with everyone my honest experience with White and Jacobs..About 4 months ago i applied for a mortgage loan and i was not approved because of my credit score. On that same day i was referred to W & J by a friend of a friend. Although i was very skeptical about calling this company, i decided to call anyway. I met with a guy named Robert Dooley for about an hour and after he explained how everything would work i signed up. I had to agree to fully cooperate if i was serious about repairing my credit. I am very happy to say that i have watched my credit score increase by over 50 points in 4 months. I am so serious!!! And guess what else☺☺☺. I am ready and in the process of building my new home and my score continues to improve. Robert and i have had several Lol's over the phone☺ and he has do e exactly what i expected of him. Thanks White & Jacobs. I will be referring others to this company.
Review by Rechal2 years ago
James has been an incremental player in restoring/repairing my credit. My initial report started with 11 pages of bad choices and bad credit. At the end, all but 2 accounts were able to be resolved and removed, which are still in process. As well as cleaning up credit, James gave me expert advice in sequential order to begin to build good credit again through strategic purchases with certain lenders. My median credit score jumped over 100 points in 6 months. I've already recommended him to a dozen others. If you've made some poor credit choices, it doesn't hurt to give these guys a chance to help you out!
Review by Eleri2 years ago
I want to express how thankful I am for the referral I received to contact James Lee from White Jacobs and Associates. Just a little over a year ago I contacted him and honestly had very little hope of ever being a home owner due to my credit. During this time my credit score raised 126 points! Today, I am so happy to say that I have been prequalified to buy a home! James went above and beyond to help me not to mention how efficient he was with a great personality. Call James Lee he will help you live the American Dream like me! :)
Review by Tekeshia2 years ago
My credit was a little shady. High 500s. After being in the program for 4 months, my credit score has improved by 100 points. The process was easy and I wished i would have done it sooner. Thank you James james
Review by Stewart Agulefo2 years ago
Working with White Jacobs and Associates has been a wonderful experience. When my husband and I first spoke with James we immediately felt welcome and respected. James reassured us about our credit and helped us reach our goal with becoming home owners. We appreciate James and White Jacobs & Associates and recommend them. Here is James direct line 4692178547
Review by Goldeborah2 years ago
I contacted James Lee through a recommendation from another Mom on Facebook. I paid about $1200 and to me, it was totally worth it. I have a bankruptcy on my record, a repossession and a bunch of medical bills, bills stuck after my bankruptcy, etc. Thanks to James Lee my credit score went from low 500s to high 600s and once I pay my credit card down, my credit will bump into the 700s. We plan on buying a home after my husband goes through the program with James Lee and have high hopes our financial future thanks to him. I would recommend him to anyone and everyone!
Review by Oktavia Sharam2 years ago
Excellent service White Jacobs & Associates provides. They boosted my credit score from mid 400s to 685. Best decision I made in years. If you want award winning customer service ask for LUPE RIVERA. Tell him Chris Jackson referred you he got my life back on the right track I'm pretty sure he do the same for you.
Review by Lasima2 years ago
Lupe rivera is an amazing analyst his services exceeded my expectation he communicated with me and really listened to my needs pertaining to my situation . I would definitely use him again!
Review by Nikolai Dymora2 years ago
Joe P was one that opened my eyes to a chance of hope. Living with bad credit isn't easy but understanding that there is a 2nd chance gave me the confidence and strength that I needed to move forward with daily hurdles we all face. If you do want to address your Credit Situation, I highly recommend White Jacobs & Associates and Joe P is the guy to talk to.
Review by Obean2 years ago
Jus want to say Thankyou so much to James Brown who assisted me on my credit from day one. He was very helpful and clear about the process from start to finish. He was very courteous of my case while working on it. Always called me to check in on my case status. I was very pleased with my results and would definitely recommend him and his company to anyone. I am pleased to had trusted this company to back me up 100 % on my case.