We worked with Stephan R. from the beginning. We attended a free information session as we were thinking about buying (or relocating to a bigger flat). This helped us make the decision to buy as mortgage rates were lower and provided some flexibility for our 10 year plan.
Stephan not only helped us secure the loan, but put us in contact with English speaking consultants. Anytime Stephan couldn't answer us, he put us in touch with the right people.
It wasn't easy to navigate the process, but once you have the right people in place, everything falls into place.
My partner Tom and I would highly recommend using Hypofriend as your starting point in the flat buying process. They have a wealth of knowledge and will adapt to your needs.
Review by Keepjan1 month ago
Christopher supported us professionally and kindly in each step, from the first evaluation to the opening of the mortgage account.
We had a major issue caused by the bank, however he was able to find a solution quickly and without stress for us.
Last but not the least...we never imagined to get an interest rate good like that!
We could not expect more and for sure we will recommend Hypofriend to as much people as possible.
Thanks Christopher and thanks Hypofriend!
Review by EBerkin1 month ago
The team takes good care of you and they are also very friendly. They also can manage to find much lower rate comparing to other brokers in the market.
In my case, I am supposed to have a very low chance (next o 0%) because I am a foreigner and borrowing 100% of the property value. However, Hypofriend managed to get me the loan with good rate.
Review by Roisel2 months ago
Working with Michael at Hypofriend was an absolute pleasure. Unlike his counterpart at a competing mortgage broker, Michael took the time to explain the process to me and to walk me through numerous options. He patiently answered all my questions and adjusted the mortgage proposals based on my requirements. He was also able to secure an interest rate for me that was significantly lower than what the competition was able to offer. I can't recommend Michael or Hypofriend highly enough.
Review by Palmela Koviera2 months ago
We had a really great support from Hypofriend - starting with a meeting to clarify what we need (it seems Michael Senker knew better than us what we would want :), then finding a great mortgage option and finally helping with the tons of paperwork for the bank (thanks, Luka Zigic!). With our poor German it was really a life-saver.
I actually tried calling several banks before going to Hypofriend - and it was just too stressful. And the options they gave us were worse than the one gained so happily with the help of Hypofriend.
Review by Arulselvan2 months ago
5 star - Hypofriend support was instrumental for getting the mortgage under extreme time pressure I had. Stephan professionally run the whole process on my behalf - identified all documents need for application and proactively exchange with the real estate agent to ensure that all the documents are timely available. During the process, he was easily approachable and ready to help with understanding the details of the mortgage contract and the overall process.
Thank you, Hypofriend!!
Review by Jáchym2 months ago
I am extremely pleased by the service provided. Staff at Hypofriend were very responsive and helpful. The whole process was very quick and efficient. Five stars and I would recommend them to anyone.
Review by Telethia2 months ago
Stephan from Hypofriend helped me very nicely along the way from my first visits to the last steps of my purchase.
By providing a finance certificate before my visits, I was able to be the first to reserve a property in Berlin (and its quite tough in this Market), and then get approved by the first bank I applied at, which was the second most competitive, but more importantly, the one that I wanted for personnal reasons :)
Can 100% recommend.
Review by Ashir2 months ago
Hypofriend helped me to get a great deal and guided me through the mortgage process. They are professional, helpful and committed.
I would highly recommend Hypofriend. Thank you, Stephan!
Review by Aqilah3 months ago
We have had an excellent experience with Hypofriend, having had them assist us through the complexities of the German mortgage system and the Real Estate market in Berlin. Michael and Adrian have been on hand to answer our queries and help us through the process, even meeting or scheduling a call in the evening to talk us through the steps we would need to take. We are very grateful for the assistance they have given us and would recommend Hypofriend to any English-speakers who are looking to purchase a property in Berlin.
Review by Avda3 months ago
They got me a mortgage on great conditions and were responsive and helpful throught the whole process
Review by Mcalpine3 months ago
Very helpful and secured me an excellent mortgage. Very handy for ex-pats and people unfamiliar with the process in Germany. Recommended.
Review by DanspilS Lipchik3 months ago
Getting a mortgage in Germany is not mission impossible anymore. Thanks to the awesome service offered by hypofriend, we secured our loan very fast and with great interest rate. The best of all, the service is available in English!
Thank you Christopher, thank you guys!
Review by ChachouCustomer3 months ago
We had the most wonderful experience with Hypofriend. They explained every aspect of the process of applying for a mortgage really clearly and gave us great advice. I can highly recommend them!
Review by Venu Esnault3 months ago
These guyes at Hypofriend are simply awesome!!
As a foreigner in Berlin wanting to buy a flat, not speaking German, I was facing a lot of troubles in understanding rules, actions, implications and everything connected to buying a property in a different country.
The team at Hypofriend has been incredibly supportive since day 1, following up on every step of the process, with clarity, transparency and courtesy.
I would easily reccommend Hypofriend to anyone who is looking for a mortgage advisor to purchase a property.
If I buy a new one, I will trust them again!
Review by Sluggn Okura3 months ago
Even you speak german, german financing process can be difficult, but the guys in Hypofriend with their casual attitude made the financing process very smooth to naviagte and to understand what the best options for me and above all it was in English which made things much easier to understand for me. They were very quick to respond to requests and questions and if needed you can set up video calls instead of having to make a trip there which really made the process of securing the loan very fast.
Review by Gusto3 months ago
I really enjoy working with specialist Stephan of Hypofriend in the past two weeks. The services they provide are with high quality, fast and efficient. He was able to get the maximum expected results back to the client, and helped me with all documentation and application timely.
Review by DTooown3 months ago
The whole process was simple, well explained and super fast. They explain the German mortgage market perfectly for expats and guide you though the process. I have zero negatives feedback and couldn't recommend this company (and Michael who supported us) any more. Great company, great service!
Review by Aqune3 months ago
I never bought a house before. My Hypofriend advisor Michael was always available to explain the process or use his direct connection to check things were progressing.
Out of all the professionals I dealt with in this process (e.g. Notar, Estate Agent, Tax advisor), Michael was by far my favourite and most trusted. I ended up with an awesome rate for my Mortgage. So using Hypofriend was money well spent in my opinion. I would not hesitate to recommend them again.
Review by Clippo3 months ago
A great service and very trustable. They make themselves available for discussions and are clearly very knowledgable and experienced. 1 star minus cos I don't believe they're actually aggregating anything, as advertised. It's more like they have a few go to banks.
Review by DebNeedham Radimer3 months ago
I was happy to find a mortgage expert in Germany who could speak English! My German husband cannot explain the process of buying a home nor getting a loan (in German nor English). So I was grateful to have found Michael and Hypofriend for our hunt in Munich.
We had initial calls to go over the purchase and loan process. Michael always stayed as long as needed to answer my many questions. Once we found properties of serious interest, he evaluated them to advise whether the asking price was worth it. And when we found an actual property to purchase, Michael provided competitive options and evaluated the scenarios that would best fit our goals, e.g. whether it was better to go for a 15 or 20-year fixed interest loan.
I greatly appreciate the overall support and service provided by Hypofriend and highly recommend them to those looking to purchase in Germany.
Review by Deyton Philby3 months ago
Stefan from Hypofriend was the broker for my recent apartment purchase in Berlin, walking me through mortgage procurement process. He always felt available, took the time to explain clearly the process, and was always willing to answer any general questions I had about buying an apartment. This was particularly helpful given that this was my real estate purchase and I'm an English-speaking foreigner.
When I decided to hire help for a due-diligence check on the apartment, Stefan was able to recommended a partner who provided very professional and thorough services.
The quality of service and communication that Stefan and Hypofriend offered made a huge difference in my apartment buying experience and I've already and will continue to recommend them to others.
Review by Animie3 months ago
Great consulting. Thank you!
Review by Prashantha3 months ago
We approached Hypofriend after a attempting a mortgage application process through Commerzbank. Hypofriend were like a breath of fresh air and clarified what mortgage products were available to us in Germany. Stephan Raczak was our representative and was utterly professional and reliable. Stephan explained the application process clearly. When working with them, there is a sense that you that they are genuinely working on your behalf. They responded quickly to our questions via email or phone. When the Mortgage was approved, because of a short turnaround and timetabling, we had to complete the paperwork over a weekend. Hypofriend set up a conference call with one of their representatives to support us with the application. This is particularly unusual in Germany where most offices are closed on weekends. As an foreign buyer, I highly recommend Hypofriend as a means to navigate the property buying process in Berlin.