worst, waste of money. I have been working with them for 2 years but no good results. Manny mesmerizes before signing up saying he knows all things, once signed up , you will face the same problems I faced.
Review by Nusara Anonymus2 years ago
Been using the service for about 1 year, I realize these reports takes time to produce. However, when you have a paying client it would be a value add to start off with know the number of accounts they will focus on. Then on a monthly basis email the results of where they are at. For example we have 5 accounts when we started and we are now down to 3.
Review by Rethabile Eizenman2 years ago
My Credit Rating was way under water. I had gone from a 780 to the low 400s and needed help. Within 6 months or so EZ had every ding removed from my file. My Bank just qualified us for a Million dollar Loan. Thanks EZ!
Review by Mobley2 years ago
Before signing up with Manny, i thought credit repair negotiate debt. Manny took the time to explain that this debt consolidation which may hurt credit more. He explained what they do and gave me no false promises. It has been few months and i have already had 15 negative items deleted from my credit. Keep up the good work EZ Choice
Review by Anantika2 years ago
No improvement happened
Review by PattyLou Icute2 years ago
I have had a good experience with this company. I have seen an increase in my credit scores. My credit lines have increased
Review by JCostigan2 years ago
With over 20 years of disregard for my credit score I came across a time in my life when it became mandatory for me to fix it and with a phone call to ez choice and approximately one months time I was astonished with how much they had corrected and increased my credit score. I would and have recommended them to anyone in need of credit repair.
Review by Jiradech Derrow2 years ago
I was skeptical at first because credit repair in general has a bed rep. I started with EZ choice and my score was 590. I am at 701 right now and I already qualified to buy a home! You guys rock
Review by KellyYP Prodanovic2 years ago
I have had some deletions but my credit score has hardly come up at all. The first year I brought in my reports as soon as they came in but the past couple months I have been traveling and have been unable to. For this reason I was told I would not have as much success. It has also been hard to keep track of what has been deleted. The only way to do so apparently is if you keep all the email threads and if you ask for them it always seems it is such a burden to do so. Most recently I asked for summary of my deletions and I have yet to receive anything.
It would be nice if there was a way to keep track of your deletions, say a login or shared document that the consumer could review at their convenience, instead of searching through old email threads. It would also be nice if some of the staff were not so condescending when you ask questions.
Review by Deshanae Benigna2 years ago
Professional, honest and they kept me informed and abreast of any issues pertaining to my situation.
Review by Klf2 years ago
Not enough contact. Over the course of the last 2 years no updates have been given to me unless requested. My last request ive received nothing. I have no idea what has been removed or done.
Review by ViSchu2 years ago
I've been a client with EZ Choice since March of last year after having researched a number of credit repair companies. Manny and I spent a couple of hours on the phone in my initial consultation, which surprised me because I figured he'd prefer to focus on enrolling other people in his company's services. He was pleasant, candid and was happy to answer my questions and concerns. That was a shock to me. I left the phone call knowing I had made a wise choice.
He and his team worked quickly to remove several negative items from my reports. I saw a marked increase in just a few months' time. I went from the mid-500s to nearly the mid-700s in about six or seven months. Seeing this, and keeping up with my paperwork as it would come in, kept me excited.
Things evened out at the beginning of this year. I was thrilled with my new credit score, but I believe that my own efforts to be fiscally responsible hurt my overall score. I haven't been able to confirm that, but I know a couple of changes in recent months may have contributed to a lower number. In addition, TransUnion is now using a different scoring model, so that brought me down some. None of this has to do with the performance of the team at EZ Choice Financial. They've always been quick to get disputes out and update me via email.
I will say that I don't necessarily know that I'm more knowledgeable about credit use, credit in general, credit scoring or the credit industry at large. I was hoping to become wiser as this went on. There is information available on their website and the opportunity to speak to someone weekly about these things, but it's not really pushed. I do have more resolve and at one point could see myself financing a car or house at a great interest rate. With newer developments, I'm just going to have to put in more time to make sure my numbers stay where I want them.
I've only had a couple of concerns in the time I've been a client, and they were handled quickly and professionally by Manny's team or by Manny himself. I agree with another reviewer that I wish I knew how they were disputing certain items because it does seem that after a certain point, it has been re-submissions for the same items that have been previously confirmed.
Also, each bureau has different information reported to it, so my results (as best as I've been able to discern) are not uniform. I wish they were. That said, the major negative issues have been deleted/corrected.
In conclusion, I am grateful for their help and am happy overall with the results they've provided in the timeframe the contract specifies. I would definitely use them in the future, though I would do it more for sprucing up than to get out of a dire situation like I was first in.
Review by Ashneet2 years ago
Helped me so much in improving my credit and we're always on alert for anything that looked suspicious. Highly recommended it for those that need help!
Review by Bikerider Brudeseth2 years ago
Everyone was amazing and on top of things for us. We appreciated our score going up and getting everything cleared off that should not have been in our credit. . I was nervous and my husband was skeptical. He's a believer for sure! Thank you EZ financial for all of your hard work.
Review by Nvhglobal Derrow2 years ago
They delivered past my expectation. I couldn't be more satisfied
Review by Gaylee Tjuh2 years ago
I couldn't be more thrilled at the outcome.
Review by Braddan2 years ago
When I first joined, in a short period of time I started seeing results on my credit report. They continue to work on it and are always on top of time frame. I loved it so much, now my wife is a client. Thank you EZ Choice Financial!
Review by Staykov2 years ago
Review by Brookey2 years ago
Custumer servers are rude!!
Review by Uwera2 years ago
What I really needed. Very helpful & professional. I just wish I knew about them years ago, so I could've done this sooner. I recommend to anyone
Review by Shiras Farraro2 years ago
When i signed up with this company my score was in the high 500 . Its now close to 700 and i am finally qualifying to finance a home. Thank you for the continued help and service
Review by Elizabetb2 years ago
Review by Phanou2 years ago
So happy to have been recommended to EZ Choice Financial. They made the credit repair process simple and helped me get my FICO score up in no time and I was able to quickly refinance my mortgage. Their team is courteous, always answered my questions and are true professionals! My credit score is now on it's way up towards 800! Thank you again!
Review by Thedomedcity Jeandenand2 years ago
Very good, nice and always remind of turning my papers in and always let me know thats thiers a change in my reports. I recommend them. Thanks again
Review by Lurleen2 years ago
At first they fill your head up with all kinds of things and tell you that once your contract is going to be up, that they help build your credit and find credit companies that will work with you. But as soon as my last payment was done with. I never heard from them again, never got advice as in what to do next. I will admit that they were able to get things off of my credit, but the things they tell u you to get you to sign up are simply not true.