I was weary, after reading the review of one, but gave it shot anyway, and I am glad I did, My credit scores have increased, my inquiries of 220 total have been removed, as well as some delinquencies, I highly recommend SIR , They are worth every dime, I was on a free consolidation for over an hour with many questions, time frame does Vary as mine took 5 Months but worth the wait. I went though many credit repair companies, that were just taking my money every month, and nothing was happening, even thou I have tons of positive credit those few past one's were taking my offers of a good interest rate right from me. you won't be sorry. I am glad i did !
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