1. Platform Look & Usability (Dashboard, XIRR, Auto-Invest, Reports): some fine tuning missing like overview of how many has been invested for which originator - auto invest concept is not optimal in case of more than one portfolio - 0/1 points
2. Platform Service (Deposit, Withdrawal, Communication, Support): until now fine - 1/1 points
3. Diversification (Countries/Originators/Loan Types): only 3 originators with enough loan amounts - 0/1 points
4. Interest Rates:12% for all loans - fine - 1/1 points
5. Loan Amount: sufficient for invested capital - 1/1 points
6. Buyback Guarantee: yes - 1/1 points
7. Loan Conditions (Repayments, Grace Period, Late fees): partly loans are repayed lately - in summary ok due to short term loans only and no grace period - 1/1 points
8. Secondary Market: no - 0/1 points
Summary: 5/8 points in my personal rating - acceptable platform diversification - I keep invested and monitor how this platform develops
Review by Umihiko4 months ago
A nice P2P investing platform as an alternative to Mintos and Grupeer.
The interface is straight forward and easy to use, set up your autoinvest once and forget about doing anything ever on the platform, as everything will be done for you.
Return rates are stable 12% if you achieve loyalty bonuses that the rates may be increased by up to 1% (13% annually) , I would say a pretty good deal.
Love the option that you can set up an auto payout for your earned interest and principle investment.
1. If withdrawal less that 50 eur you have to contact operators.
2. Maximum investment amount can be only 10K Eur.
If you are interested in investing with robo.cash please use signup link as it will provide you an signup bonus "http://bit. ly/Robo_cash"
Review by AnnBenco4 months ago
I would like to point out some issues ROBOCASH needs to address.
1. When I withdraw An amount below 50 euros you need to contact the operator . With MINTOS and VIAINVEST this thing is automated without sending any messages to no one.
2. When investing in long-term loans the interest is not paid every month. You should consider that your customers may need these cash flow of the interest every month. After all the lended person isn’t he paying every month his debt with interest? This thing doesn’t happen with MINTOS and VIAINVEST.
You should check this issues because it seems to me that you are left behind of the competition of the other two platforms which I’m using currently.
Review by JellApe5 months ago
I've only been an investors with RoboCash for a few months just to try it out. It's exciting to check every few days and see my balance grow.
With their guaranteed buyback program I don't need to worry too much. Once the account was all set up, there really wasn't anything at all to do. Guaranteed return of 12% without any work is definitely very comfortable. While it is possible to earn higher rates with RoboCash, I do hope they will roll out more loyalty rewards and such for new investors.
I review many P2P investment platforms on my site, but RoboCash is unique for the fact, that basically every new investor is treated equally and receives the same returns.
Review by Mossgnal Chiriseri5 months ago
I invested in Robo.cash in February 2018 for the first time. Since then I never had a problem. In 2018 I obtained a return of 11,14%, even if I started earning from the mid of February. The only problem I noticed is the not so big number of loans available on the platform. Howewer thanks to the AutoInvest function my capital is almost always invested. I wrote a complete review of this platform on my blog about personal finance (financeshot.com) Check it out if you want to deepen your knowledge about Robo.cash.
Review by Ljuti7 months ago
Robocash works very well for me. There are currently 6 lenders where you can participate on the loans. There are only shortterm loans, mostly up to 30 days with a 100% buyback guarantee by 30 days delay with interests included. I am using the plattform more than one year with satisfaction. Buyback guarantee are working as expected, the intestest rates are between 12 and 14.5 %. There was a time where the loans become sold out, but the last 3 to 4 months I am always fully invested. I have nothing to complain.
Review by FloralRhythm8 months ago
My net average return across the platform is 12%. So far I had no problems with my investments.
Good thing to mention is that Robocash released on April a Loyalty Program. If you are decided to invest a larger sum of money, I would definitely read more about the program and its benefits.
Overall, I am satisfied with the platform.
Review by Customer9 months ago
Using the platform for a couple of months at the moment.
Everything is ok and its easy to use.
Most of the loans are about 12% and i hardly ever find a loan with 15% for that reason i would suggest to increase the loans of the said rate or increase the rate in general if possible.
Overall good job keep up
Review by LDupree10 months ago
I use RoboCash for about 9 months and I am very happy with the results. It is fully automated hands off investing platform, providing excellent returns above 12%. All the originators are actually part of one credit group with excellent track record. There is full transparency about their financial results. They operate at 7 countries providing the good level of geographical diversification.
Review by Viks1 year ago
Pros: good platform with 13-14 % interest and effortless: investing is automatic.
Cons: small amount of loans from only a few loans providers. It could be risky.
Review by Jemand Delcuratolo1 year ago
The platform had some of the best interest rates for buyback P2P loans at 14%. Unfortunately they don't have enough loans to satisfy all the investors. I had to remove a significant part of my money because it wasn't invested. Over the last 8 months my return rate was about 11-12%
There are no more 14% loans, but they have more loans available now so my money is constantly invested. After more than 1.5 years of investing on this platform my self-calculated XIRR is 11.1%, which is ok for me
Review by Bisaya1 year ago
The representative who contacted me is rude. I've waited almost 3hrs for them to call and I'm inthe comfort room when she called me and she suddenly yell at me stating "I CAN'T HEAR YOU, YOU'RE LINE IS BREAKING" and then I apologize saying I'm in the comfort room before finishing my statement she hung up. She contacted me again with a rude and insincere voice she don't know why the real reason why I need to loan instead of helping she became my nightmare. And then my loan was rejected and I'm pretty much sure that it is because of her, she take it personally. I am also a Customer Service Rep over the phone and even as a CSR we should be careful with the tone of our voice and choice of words. I am much disappointed with how I was assisted by the rep over the phone than receiving a text message that my loan was rejected. Robocash should be more sensitive in choosing their reps because people are applying for a loan because they are exhausted financially and emotionally. Hopefully they will give a fair judgement to this comment. I dinldn't get her name but I can provide her phone number 09992254841 SHE IS A GIRL 2:36 PM Time. 11292018 date. My phone number 09*****9984 Jenelyn De Vera
Review by Somebody1 year ago
Tried this site but no loans to invest in had my money their for 1 week un lent seems a waste of time. They promised more loans but nothing happen while I was there. This was in the beginning of November 2017
Review by Makon2 years ago
Very good platform
Robo.cash Investment Platform is rated 4.0 based on
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