N26 Reviews

N26 made the horrible decision to partner with "PLAID" for transferring money and requires you give up your bank username and password. Also, if you try to top up WITH a debit card, they charge an outrageous 2.9% fee and only allow $150 per day and $600 per month! VERY disappointing! MONZO is better and way cheaper!

THE REAL 2020 VALID PROMOTION IS ONLY 5 € NO MORE, those who want to try N26 while registering the code: alessiov3607 and receive the bonus as soon as a credit card payment of 10 € or more is made in a physical store, in practice and as if you would have a 5 € voucher.
I have been a customer for over a year and I find the N26 bank very good, easy and comfortable to use. My experience is very positive, I have not encountered any problems and I find the customer service very good. N26 offers very good benefits, commission-free withdrawals and free SEPA wire transfers, you can send money between N26 accounts immediately and the credit card arrives for free at home, within days, the card is a MasterCard. Another good aspect are the money limits that you can spend and top up, they are very wide, indeed you can choose when you want to spend, by entering the limits in your account settings. To top up the account you can make transfers, while top-ups in cash can only be done on the PAM store line, however there are commissions of € 3 per top-up and a maximum of € 400 per operation can be recharged. N26 also offers a varied type of accounts, each has advantages, the first two are free, have no type of fee or management cost and are:
• The standard with its business variant (the one I chose), the only difference is that the business has 0.1% on all the expenses you do online and in physical stores.
• The Smart, the You and the Metal are other accounts, all have the Business variant, have a monthly cost from € 4.90 to € 16.90, offer various advantages, such as: wider limits, which at my choice those free are very large, and the possibility of requesting more credit cards than your account, plus you can take out various insurances, such as: car, on accidents, on suitcases and travel tickets, very good for those who travel often. For the Business variant the difference is only one, the cashback for purchases which varies from 0.5% to 1%, and the addition of insurance for greater protection on expenses.

Très mauvaise expérience utilisateur. Bien au début. Mais pour la suite, gel du compte inacceptable. Lorsque vos fonds sont débloqués, clôturez votre compte, virer votre argent, et changer de banque !!!

This bank is absolutely brilliant! Over the past 3 years I've been a customer i haven't had a single problem! You guys have nothing to lose, it is free so you can try it out and see for yourselves.

On top of everything, you also get paid if you refer friends to it! If you plan to sign up, please use code konstank2158 for 15£!

Thank you guys!

Très mauvaise expérience utilisateur. Bien au début. Mais pour la suite, gel du compte inacceptable. Lorsque vos fonds sont débloqués, clôturez votre compte, virer votre argent, et changer de banque !!!

I would have gave 5 stars if they had 24-7 support as I spend most of my time out of the country.

Terrible customer service, bad communication. I would not suggest anyone use this bank. I will be taking legal action against them based on shutting down my account without warning due to being 30 euro overdrawn (due to subscription fees) and not getting email warning me (just endless promotion emails and an email telling me i had in app notification hidden among promotions). Only because of how much this situation has frustrated me, will I be taking legal action (over and insignificant amount of money). When I asked if I could pay yearly subscription such that this would not happen again when getting distracted from working 12-16 hours work days for last 2 months, received no response except one line sentence basically telling me they did not care.

Great Service Excellent Agent.

Since 2 years by n26. Improving Support Service and greatest banking experience.
I like it. Use it as main account.
Thank you n26

Worst excuse for banking ever. Debit card took well over three weeks to arrive, no one saw this as a concern. Had a refund processed by a merchant for almost $400 and no one could find it on N26 end, almost two business weeks later. Customer service is incredibly poor and not very helpful.

Had some difficulty...
Broke my phone and had to get a new one and was locked out of my N26 account. Of course it was my fault I also forgot to update my phone number and therefore couldn't access it on my new phone. Of course within 15 minutes I was back in my account on my new phone with no problems whatsoever. Excellent!

Made my days simple. Very easy to use, really fast and easy to obtain. I'm happy to have chosen N26

Great banking experience, setting up account took 5 minutes, online!

N26 i must say so far has been TOP have been with them for a while now, have had some issues with some transactions, customer service i must say excellent and quick to respond to your queries, simplicity, peace of mind, it works for me..Recommend.

If a transaction is made you get a notification immediately, which would be handy if it was not you who made it.
If you have a problem the response from first point of contact is almost immediate and helpful.

Very competent Customer service

No general costs. Ease processing of several operations. Many ways to send and receive money in any currency, from everywhere and with everybody. Any experience becomes even more remarkable and thrilling interacting with those having a N26 account too. CHAT Assistance Service attractive. In the beginning, there is a virtual operator who immediately gets in touch with a human operator if it cannot give you an answer.

RELIABLE AND TRUSTED KUDOS

I'm a happy costumer. Great service, great customer service. No complaints whatsoever

The services you need, easily accesible, and free.

Great app could be better if more options to load ur card was featured but great banking.

Great customer support.

I use N26 as my primary bank account for almost 3 years now and so far its been an excellent experience. I love their App and the new features they come up every so often.

the best bank I ever dealt with in Germany

Honestly, I wasn’t aware about the N26 bank, until I found its name on Google when looking for a mobile & digital bank.
It was so easy and simple to open the account, the customer service support is just great, with very skilled and available agents who are solutions oriented, and needless to say that the app works great. I highly recommend it 👍🏻