The prices are reasonable and good distribution of vehicles but the eligibility criteria to join is way too draconian. A rock hit my less than two years ago for which I made a claim for repairs. This makes me ineligible to join Modo. I'm sure Modo looses a lot of business this way because I joined its competitor, Evo, immediately thereafter.
A few other thing Modo should work to resolve:
They make the customer contact ICBC and forward two documents to them before joining. You pay a $10 admin fee at signup so this process should be automated and then fulfilled by Modo admin staff not the customer;
Must start and end journey in the same spot;
Doesn't accept American Express (This was my preferred payment method because it's my only card covering the collision and damage waiver Modo asks for);
The credit card to join must be in the account holder's name.
Modo is rated 2.0 based on
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