These reviews must be paid for! I took out a 3,000 loan which in 2 months they’ve added another $1000 to the principal in “finance fees”. I’ll pay $484 a month - the first six months are 100% interest! So, they’ve now charged in the first six months over the amount of the loan by 33%, with zero dollars to principal. Then it takes another 3 years of 484 a month to pay off? I’m pretty sure that's got to be illegal, and I guess we will find out in court, because California law does allow for suits against unconscionable loans. And theirs is ridiculous.
Review by Anjeni Biggin2 months ago
Applied. I make $62,000 a year, have a DL, verifiable job and my credit score is just shy of 600 with a couple of unpaid medical bills, closed accounts, no credit card debt, home or vehicle expenses. They denied me. I met all of the criteria and now I have another negative inquiry on my report and no means to help my situation. Ridiculous.
Review by Kaey2 months ago
I just got approved for a personal loan with Jora Credit. It was easy, and a simple application to complete without any hassles whatsoever. I love it!
Review by Tarquenia Stevn2 months ago
Straightforward, prompt processing, clear terms (no charges in the fine print), just generally "non-shady". I've dealt with lenders that weren't shady but would ask for stuff you had already sent them three times and then when you ask them what the problem is, act like you're the problem. Not here!
Review by Arcie3 months ago
Good interaction with staff.
Review by Marshari Dotheringham4 months ago
After receiving 2 letter in the mail I decided to try Jora out and I was approved instantly and received the money in my account a few days later.
Review by Jounggeen4 months ago
Worst experience of my life. Would never recommend JORA CREDIT to anyone. They will approve you. Then have you do a Bunch of work to just deny you. I miss entered the first digits of my account number and they asked for a letterhead from the bank. I sent them them a direct deposit letter with the bank letterhead and bam... Sent me a denial letter. I had forgot to enter the 5010 at the beginning of my credit union account number. They advised me I had until the 21st to correct it. They denied me on the 14th. All that just to lose 6 points off my credit score causing me to drop just below the good credit mark. I cannot believe what they have done. Stay away as far away as possible. If they do not email me By tomorrow I will file a fraud alert and that will cause me months of issues.
Review by Murre4 months ago
Very simple terms and yes the interest rate is high. But pay it off as soon as you can and no worries .Thanks Jora for helping me get out of a bind .
Review by Chamon Vioglio4 months ago
Excellent, quick and efficient.
Really impressed with this company.
Review by Equippe4 months ago
I wanted to change my payment date, but was told I could not
Review by Chalkster Herte4 months ago
They were able to help me when I needed it
Review by Juliebell Martigniere4 months ago
AWFUL AWFUL SERVICE. They advertise about how they can help you when you need money now and someone even write a review about how they were almost homeless and they saved them by giving him money.. I filled out the application and it said I was prequalified for a loan up to 1400 then at the end I was declined for a load checking account balance the whole reason I was filling out the loan in the first place!! Don’t advertise you help people get fast loans when they are in a bind then decline them for a low account balance. Waste of time!! and thanks for a hard hit on my credit for nothing 👏🏻
Review by Thulo Sillik5 months ago
The process was flawless and fast.
Review by OluokunLadipo Watsa5 months ago
Very easy and fast to respond and help me get a loan! Happy
Review by Jayniya5 months ago
This is expensive money BUT if you know what you are getting into and will be able to pay off the loan quickly then this is a good option. Think of this as a loan from a "cash advance store". Yes, it is expensive, but if you need money fast and can expect yourself to have a quick repayment turn-around then Jora is very fast and easy to get you out of a pinch.
Review by Andreyois5 months ago
Jora helped me right when I had nowhere else to turn and I'm truly grateful. I wouldve given a 5 star but the interest rate is a little high.
Review by RafaB Medaska5 months ago
Jora was there when I needed it but rate is way high. You pay the price. They need to give customers appreciation options. My loan is almost paid and I would not use them again as is.
Review by Gaol Valoo5 months ago
Honestly people read the fine print your paying triple the money back don’t fall into debt like this try your banks out for loans your better off broke bad company if you ask for my opinion!
Review by Atanacio5 months ago
Fast response to the application. Easy to use application process.
Review by Abdimalik5 months ago
Holy moly is this expensive money!
Read the fine print and tread carefully.
Be sure to look for Bi-weekly payments, and none of the payment going to principal for several months.
Don't do it. Find another option.
Review by BioTech5 months ago
Easy, fast, n trusting, thank you for helping me, when I really needed a boost!!!
Review by Eappen Cepko6 months ago
Fast loan but interest is bad 150 percent to 300 percent
. I borrowed money at 1st Franklin federal paid them off then they turned around and billed me the next month for 48. Dollars that I dont owe.
Best advise move on, this is TERRIBLE