Please see the attached introductory economic analysis which estimates the losses in the local economy due to HomeServe's scam. The "insurance" that HomeServe is pushing has a loss ratio of maybe 10%, which is the COMPLETE REVERSE of what occurs with conventional auto, home, health, and all other regulated insurance. In other words, the overwhelming majority, maybe 90% of customers' premiums, are retained by HomeServe and DO NOT pay claims for water line breaks. What HomeServe is selling is actually REVERSE insurance!
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Grandview Circle 11