I have worked with Joy Beal for about 15 years for my clients who were thinking of getting a reverse mortgage or purchasing with a reverse mortgage.
I had Joy help me refinance my home with a reverse mortgage. I’m so grateful for having Joy in my life to teach me and guide me through the process.
Thank you Joy!
Review by Ufnaan Gundrathi1 month ago
Joe Manglardi was very helpful. We’ve been trying to buy a house for over 3 years and changed our mind many time. Each time we called Joe, he walked us through the process step by step and always answered our phone calls. If it wasn’t for his patience and knowledge we wouldn’t have been encouraged to go through the process. It’s very rare these days to find someone like Joe who cares and enjoys what he does. Thank you Joe for finally making our dreams come true.
Review by Tom See1 month ago
Arnold and Mishel Urias did a great job for us when we refinanced our home in Big Bear Lake. They also helped us when we bought a second home in the desert. They were very professional and got us a very good rate. I would highly recommend them.
Review by Dreaming Zietsman1 month ago
I have worked with Patti for over 22 years. Without Patti I would not of been able to buy a house. She pulled out miracles to help my dream come true. Since that time I have only used Patti for refinancing. I am now getting our family ready for my husband's retirement and she has brought up a way for us to finance to stay in our current home and be comfortable in our retirement. I would only trust Patti to handle something as important as our home. She is a class act and very knowledgeable and trustworthy. She has also become a friend. Thank you Patti and your team.
Review by Barendra1 month ago
I am a contractor currently working on a Homebridge 203k loan project. I took over for another contractor that couldn’t finish the project.
My team and I have been working on this project for 7 weeks and have put over $40k of our own money into it (materials, sub contractors) and thought things were going well. I’ve worked on these projects before and know the routine pretty well. Do your work, submit draw request, get paid.
This company is beyond inept. I contacted them at the beginning of December to find out the process to get paid (ie: lead times for payments). They informed me that the process takes 5-7 day’s. We initiated a draw 12/10/2019 for our first draw to compensate for the money we’ve already invested into the project. DECEMBER 10th.
They delayed our processing because paperwork was not signed completely. Once we had all the paperwork signed and turned in (12th) we were informed it would be 5-7 business days from that point. Ok. Should still get paid before Christmas.
They wanted my updated license paperwork (sent in end of November for renewal) that generally takes 30 days to receive in the mail. I had to go to the city, pay a $400 expedite fee for the paperwork, then turn it into them. Now it’s going to take an additional 5-7 days from this point (18th) to process our payment request. We were told they would have our payment ready on Monday and 2-Day overnight it to us.
That was a lie as well.
The payment is still currently sitting at their office (UPS Tracking Number Confirmed). This means that my team will not receive a check for our services until well after New Years. 3 families have faced financial hardship because of this during the Holidays. The owners jobsite has been shut down until payment is complete.
This company doesn’t even offer direct deposit with the contractor and the checks are 2 party checks. Meaning that I have to have the owner receive the check, sign it over, take to my bank, deposit it, wait for funds to clear and THEN pay the numerous people waiting on money.
By far the absolute worst finance company I have ever worked with in my life. Will avoid like the plague in the future.
Review by Bafford1 month ago
Arnold and Michelle made everything simple and easy. Thank you so much
Review by Chandrajohan1 month ago
Joe was amazing from beginning to end. Was very detailed in explaining loan choices and walked us through every aspect of the home loan. Would highly recommend!
Review by Rhodanthe1 month ago
My husband & I came into contact with Arnold & Mishel Urias a little over 6 years ago when we purchased our first home together. As a first time homebuyer, I was pretty nervous and unsure of the process, but working with Arnold and Mishel was nothing less than amazing. They were both extremely professional, punctual, and excellent at answering all of my questions. They made getting a home mortgage loan an easy and enjoyable process and I am forever grateful for that.
Since getting our loan, we have also refinanced our home twice. Each time, Arnold & Mishel were able to get us the best percentage rate and close our loan in close to no time. They, once again, were very informative and continuously updated us throughout the entire process.
Review by GwendolynAllen Rosentall1 month ago
Arnold has helped me with over six transactions and has always been honest and provided superb service. I’ve worked with a few other lenders and he is by far the most through. The first transaction I used Arnold for was one that another large banker lied to me and told me he could do the loan only to back out 1 week into escrow. Arnold stepped in an was able to get the deal done for me!
If you want a great lender contact Arnold, he knows how to treat clients.
Review by Malady1 month ago
Arnold and his team provided amazing customer service. He went above and beyond to explain to us our options and make sure we were well informed throughout the process.
Review by HollyHiker1 month ago
Where to start.... Jason Mubaideen was absolutely amazing to work with from start to finish. I had called about a refinance on my current home. Jason called me almost immediately after inquiring about the rates he quickly got to work on getting our rate locked in even though rates had gone up that day. He went above an beyond my expectations answering questions after hours and even answering emails on the weekend. He made the entire process so easy for my wife and I and we couldnt be happier. He was very knowledgeable through everything. If I were to do this again I definetly want Jason on my team!
Review by LCarry Pivorius2 months ago
BEWARE of this company. I worked with Homebridge Loan officer Kendal Scott Becker NMLS #404622 for 65 days on my mortgage refinance. Homebridge and Kendal Becker DISAPPEARED on the day of closing with no explanation. I am out $875.00 for a home appraisal, 30 years of interest and several thousand dollars due back to me. Do not be a victim of mortgage fraud by this company. BEWARE.
Review by Lipschultz2 months ago
We have been lied to from the start and now we have to pay extra fees because they did not keep their word from the original person that must have brightened up and left the company. 1st and last time we use this company. We will be refinancing to a different company as soon as we are able.
Review by Virizion2 months ago
Brandon was always very helpful. I was referred to him by my parents, I could see why they liked him. He was always willing to answer a call, text, or email. Even my realtors raved about him.
Review by Glenville Gravalese2 months ago
Rafael guided me through the home purchasing process with a high level of customer service and responsiveness. His commitment to providing great knowledge of the market and turn around time is unmatched.
Review by Scoobagoose Nsibandze2 months ago
Purchased a new home and used Homebridge loan officer Brian Reeg, NMLS #251085. Brian did an outstanding job and made sure we were able to close on time, even though we had issues with a refinance on another home that was delaying things with the new home loan.
I would recommend Brian and his team to anyone looking for a new home loan.
Review by CoachMarque2 months ago
My first transaction with Arnold and Mishel was a tricky one because it was following a divorce, but they made the process as seamless as it could possibly be! Of course, when the opportunity to refinance came about, I couldn’t imagine using anyone but Team Urias and another excellent transaction took place with little stress on my side while they did all the heavy lifting. I can’t recommend them enough!
Review by Pravallika2 months ago
Arnol Urias and his team were very professional and was an enormous help in the purchase of my niece's home. I would definitely recommend Arnold as your lender. He is the best!!!
Review by Semsi3 months ago
Joe and Homebridge recognize the importance and value of customer service and will absolutely exceed your expectations. Anyone who has ever purchased a home knows that there are so many things that must proceed without any glitches in order to close and a VA loan adds additional items. Joe and his team were simply amazing. Joe recognized I was anxious from our initial conversation and he put my mind at ease. Joe let me know from the start that he and his team would take great care of me and they would work even harder for me as a veteran. Joe made sure that we knew exactly where things stood at every step of the process by calling or emailing us regularly. Joe got us an interest rate far better than I would have imagined. I tell people that customer service is not what it once was, this is not so with Homebridge they get it. Thanks Joe!
Review by Sreevatsa3 months ago
Couldn't have asked for a smoother process! Mishel and Arnold seem to always be one step ahead and keep me informed so I don't feel like I am left scrambling! Two transactions down and will certainly use them again in the future! Thanks Team Urias!
Review by ShaneWest3 months ago
We worked with Gail Bean in the closing of our first home which took nearly 2 years (until we found the right one). The effort, patience, knowledge and professionalism were unparalleled.
Thank you, Gail, for the amazing support, determination and guidance!
Review by Daanna3 months ago
Six years have pasted when my wife and I who were in our 70's at the time contemplated acquiring information on the possibility of obtaining a reverse mortgage.
We were quite fortunate to be introduced to Joy Beal who explained the advantages of a reverse mortgage and guided us into making the proper and correct decision.
Fourteen months ago because of a family emergency Joy Beal help us again by advising us in the adjusting of our reverse mortgage account which eliminated and help solve unanswered questions.
I highly recommend Joy Beal because of her personal and professional attention and the big part she played in my wife's and my life.
Review by Axilion Ocharr3 months ago
Was refereed to Pete at homebridge by my agent. Approval process was quick and easy. The whole team that worked on our loan was great to deal with, answered questions right away. Secured a great rate. Pete even reached out to us after the closing to see how we were doing. Emailed us to wish a happy thanksgiving also. Pete and the staff at homebridge actually care about their customers and treat you like family. Cant thank them enough for helping us get our new home. Absolutely recommend using them and have recommended them to some friends also.
Review by DarthShawn3 months ago
Joe Manglardi is the BEST! He closed my 70-year old Vietnam Vet dad on the house of his dreams with a VA loan so fast that the realtors, the title company, and I were raving about him! His communication is superb and he is with you every step of the way. My dad felt safe and that alone touched my heart. I will forever be a fan and a customer of Joe Manglardi of Homebridge Financial!