They don't deserve one star. For no more money that you are borrowing and they were supposed to take 2 pmts per month. Instead, the take 4 pmts. You call and the department that fixes this issue, But they are conveniently always closed. As though the website says 10pm. We had to change our banking account information to get it to stop. This company needs to be shut down. For no other than 300.00.
Review by Wingsby Hadassa1 month ago
YOU KNOW WHAT F*** THIS COMPANY, !
I got approved for a loan of $475 , great , Now I done had loans before so I know how the whole thing works, So I am one payment away from paying off “$475” , I call them , THEY HAD THE F***ING NERVE TO SAY I HAD A F***ING REMANDING BALANCE OF “$3,692” , Uhhhhmmm I Think The F*** NOT ! THEY TOLD ME MY APR % IS AT A 777.8% , ,
LETS JUST SAY AFTER BEING DETERMINED ENOUGH , VERBAL & STOOD MY GROUND I AM ONLY PAYING 237.37 ,
EVEN AFTER THE FACT , I STILL FEEL AFRAID AND WORRIED THAT WHOM EVER IS DOING THIS , HAS ALL OF MY INFORMATION, BANK ACCOUNT, ADDRESS, SOCIAL & PHONE NUMBER REALLY UPSETS ME ,
Is there anything I could do legally ?
Review by Chennupati2 months ago
This place ripped my 71 year old mother off for 1000 dollars they ruined her check account and also my son's. Idk how they are even in business. They deposited 2 checks for 500 each into my mom's account and told her to withdraw 900 fit she insurance and it ever up bring fake.
Review by Etch2 months ago
I would give them zero stars if i could spent an hour on the phone with them said i was approved just need to verify my bank information then as soon as they got it said u was denied
Review by AlainEtCo Woodhams2 months ago
They ask for all your personal information at least 3 to 4 times calls you back several times for the same or more information never talk about a. Loan only your ss# dl# bank acct# birthdate address like their stealing your identity or selling it then after they gather all your personal life history as they deny you be careful of this company it's also a hard hit on credit report hope this helps someone
Review by Vaylen2 months ago
I'm pretty sure that somewhere within the confines of the law, it's illegal for a loan agent to give you false information, but what do I know? I'm not a cop.
I'm a pregnant single Mother trying to move out of a dangerous environment, and this company was given as a recommendation. Not only did they only offer me $675 as a new customer [even though their website says new customers are approved up to $1500] but they expected me to pay them back over $5000, more than the actual amount I requested. I work hard for my money, and I genuinely just needed a little extra help, but they seem to like preying on vulnerable people.
My loan agent told me the agreement I signed WAS NOT the final agreement, which I later found out was a lie. Oh well, she's on recording telling me those lies, so I don't really care whether they believe me or not. I had them take their dirty money back, I'm not wasting 5k paying back selfish liars when I could be using it towards taking care of my baby.
Review by Techone2 months ago
Worst company ever!! Borrow $475 just to pay back $3000? Ridiculously insane!! Never again!! Rather do a payday loan.
Review by JoGr Bosati2 months ago
I was so excited someone finally approved me for a loan I didnt read the fine print & the representative barely spoke English that I didnt realize a $500 loan was going to cost me $3000 insane!. Its not worth it just say no lol.
Review by PlayMoto Cukarski3 months ago
Quick to give you the money but continually tell you to call back because support isn't available when you want to pay it off. Good for some quick money but pay off quickly. I've made 15 payments of $75/week and my balance is still $500. Will not be using again. Stick to the payday loan companies.
Review by Syera4 months ago
Omg horrible !!! The lady didnt know what she was doing and after an hour on the phone i was denied .. Im really glad i saved myself after reading all the reviews ... The only question i have is on the contract .. I signed it without reading it ... Since i was denied it will not withdraw money will it??
Review by Chestelse4 months ago
I'm scared after reading all the negative reviews. I signed the loan documents only to be told that underwriting has to review it for final approval. I gave all of my information (my fault, but I was desperate) thinking I am approved. They told me I would know by tonight and the money ($850) would be deposited tomorrow. I have a sick feeling. I'm going to be watching my account like a hawk! I should have been smarter than this! I cannot believe I fell for the scam!
Review by Jazzlyn ABous4 months ago
I would not recommend this company to anybody! I borrowed $400 and they wanted me to pay $119 every two weeks totaling over $3,000 in a year. I am paying my loan off a month after getting it so I'm going to end up paying $670 for a $400 loan instead of over $3,000 and I am not doing business with these people ever again!
Review by Zec6 months ago
Happy I didn’t go through with the scam whew!!!
Saved my whole life by reading the fine print. Don’t do it you will owe 5 times the amount you borrowed. Happy I followed my gut feeling.
Review by Azteca6 months ago
I need a quick loan for health complications with my daughter and I made a huge mistake! I firgure I could pay the loan if In two months. Making the stupid mistake and trusting the guy that approved it , I never looked at the fine small letter print. I trust these people and now for a 500 dollar loan for my daughter I am paying 3 grand over 2 years !!!! This was a 500 dollar loan y’all! I put that loan with what my wife and I saved and my insurance from work for this treatment !! So now I’m paying 3 grand for a 500 dollar loan! Plz don’t do business with these guys!!! I decided to look at the reviews on this company and when the first review poped up my stomach turned and made me sick! Also i bet that Dave is fake and the only reviews that are better than 1 or 2 stars is him reviewing his on statement!! I have been looking into my opinions about getting legal help because this is so wrong!!
Review by Vs7 months ago
scam i jumped thru all their hoops and spent 300 dollars i didnt have and still got no loan i would steer clear of this company
Review by Iftieaq Endrigo7 months ago
Scam they ask you to join scoreshield and charge £.14 p but after 14 days you will be charged £33.85 again without your knowledge so don’t sign anything with debit card with them it’s a scam they robbing people off thieves
Review by ElenaMarcu Cifonie9 months ago
Very bad company. First they get all your personal details then they don’t approve you & they I guess pass your info to other companies as immediately after I got calls from other companies
Review by BERehoboth Wigen9 months ago
Please don't waste time this loan company they just waste your time.my credit score shows excellent and they took my time like 1 hour and come back said I am not eligible even I am home owner.
Review by Peksa Parui1 year ago
Ray seems like the man to talk to! Just stopping in to see how good 👍 this company is! But its obviously clear that it's a good place all bc of RAY RAY! y'all cute😍😉😉😉oh, I gave 3 stars bc I haven't used the service yet.. Just to be 🆑ear!
Review by SlaterP3 years ago
I enjoyed my experience with First Loan Choice, I was desperately in need of a loan and they provided me with everything I needed! Great company!
Review by Hosnia3 years ago
Need money just call or apply on first loan choice Ray will help u with everything u need
Review by Culem3 years ago
Communication was fast and courteous. They followed up to make sure everything worked out. I would recommend this is where you start.
Review by Jo3 years ago
Rep. Ray Ciervo was very friendly and helpful. The service provided was top notch! He was attentive and sensitive to my needs. Made the process easy to understand and walked through each step along the way. Thanks!
Review by Pompous3 years ago
I would recommend your company to anyone that has accidentally messed up their credit, and i appreciate there are people out there to rebuilt our credit