Envestio Reviews

Envestion is a very good investment platform with premium returns. These returns usually come with a high risk, of course, but on this platform every project is carefully selected, analysed and has a good description giving it much appreciated transparency. I invested in 3 projects so far, to diversify the added funds and they are never late with the interest payments. Very impressive so far. Support is good, if you need it, and once you get the account verified (it does take a few day, as maybe this is done manually, which I don't mind) you are all good to try it out. I would highly recommend this P2P platform, no doubt about it.

Get a bonus for signing up using this link: https://envestio. com/?invite=Hjaqz19 (just remove the space before the com part).

The highest yield platform from my portfolio! Totally recommend the site, no single delay in interest or principal payments so far. Get a signup bonus using the code NUmFA02, and start getting passive income today!

Envestio.
A lending platform where to earn safely the big returns on your investments. The user interface is nice and easy on eyes, the functionality is pretty understandable all the loans as secured so there is no need to stress about loosing your money in case of force majeure. The biggest plus is that you can earn a solid return of up to 22% annually.

Here is a signup link "http://bit. ly/envestiocom" that will provide you an extra 0.5% from your invested amount for the first 270 days.

Happy investing!

It's the third platform I started investing in. The others are Mintos, Grupeer and Crowdestor.
After 14 months passed investing I'm earning an average 20.17% y/y. This is particularly impressive, and all the loans are paid according to their schedule. No late payments, no issues up to now.
Funding your account is as fast and easy as withdrawing money from the platform.

If they will increase the number of projects, it will give for sure the 5 stars and for the long run.

For the newcomers. You can use my referral link to earn extra money from your deposit/investments for the next 270 days.
https://envestio .com/?invite=b220RhB

No loans to invest. Very strange. I'm glad that I've only made a deposit of 100euro's.

I invested my first money in Envestio in May. I am satisfied with the platform and I will continue investing my money. They have now introduced a new function: Autoinvest, and it works well :)

They also added some new projects for investment, I only hope, they will add them more and more. (There is some cash drag, but still I have biggest earnings from this platform)

If you want to get the €5 sign-up bonus, use this link: (don’t forget to delete space in link after envestio) :) 

https://envestio .com/?invite=o3UMjlX

For my brief investment in Envestio, they live up to my expectations for such a platform. So far, I have had no problems and delays in document verification. So, I'm giving them 5 stars so far.

It's the third platform I started investing in. the other two are Mintos and Grupeer.
After a year passed investing I earn an average 20.10% y/y. This is particularly impressive, and all the loans are paid according to their schedule. No late payments, no issues up to now.
Funding your account is as fast and easy as withdrawing money from the platform.

If they will increase the number of projects, it will give for sure the 5 stars and for the long run.

For the newcomers. You can use my referral link to earn extra money from your deposit/investments for the next 270 days.
https://envestio .com/?invite=b220RhB

Lately there are not many projects published so your money sits there doing nothing. I had put money in my account ready to invest but nothing happened in over a month so I will withdraw my money and invest it somewhere else.

Because of the lack of new investments (promised this for this week) i've invested my money elsewhere.

I invested my first money in Envestio in May. I am satisfied with the platform and I will continue investing my money. They have now introduced a new function: Autoinvest, and it works well :)

18.09. -> Envestio added 3 new projects for investing. That is so great. The net average interest rate in all available projects combined is now about 16.75%.

If you want to get the €5 sign-up bonus, use this link: (don’t forget to delete space in link after envestio) :) You will also get cashback bonus for the next 270 days.

https://envestio .com/?invite=o3UMjlX

Envestio.
A lending platform where to earn safely the big returns on your investments. The user interface is nice and easy on eyes, the functionality is pretty understandable all the loans as secured so there is no need to stress about loosing your money in case of force majeure. The biggest plus is that you can earn a solid return of up to 22% annually.

Here is a signup link "http://bit. ly/envestiocom" that will provide you an extra 0.5% from your invested amount for the first 270 days.

Happy investing!

I'm trying for some days to verified my passport, ID and bills and receipts, but I'm still waiting. I'd sent claims in the livechat, that is not live at all, and I get very very poor responses from the claim department. I do not recomend Envestio to any person.

Looks like long-term users are happy with the service because they don't need Customer Support to continue investing and using the platform. But new users like me are having a terrible experience. I submitted documents almost a week ago and transferred funds to my account. I haven't received a single response or update since then. I was hoping to include Envestio in my portfolio based on the good reviews but now I just want to withdraw the funds (which I guess will take even longer)

Verification is taking forever and no documents - even if they were official documents from the government - were accepted.
In the time I would have been verified on envestio I had created and already invested on 3 different P2P-Platforms.
The verification experience alone was so incredible bad that I do not want to invest there anymore. But I actually don´t mind anymore, since there´s so few projects.

I invested my first money in Envestio in May. I am satisfied with the platform and I will continue investing my money. They have now introduced a new function: Autoinvest, and it works well :)

They also added some new projects for investment, I only hope, they will add them more and more.

If you want to get the €5 sign-up bonus, use this link: (don’t forget to delete space in link after envestio) :) 

https://envestio .com/?invite=o3UMjlX

Or visit my blog smallinvest.eu for more info. Thanks!

Envestio.
A lending platform where to earn safely the big returns on your investments. The user interface is nice and easy on eyes, the functionality is pretty understandable all the loans as secured so there is no need to stress about loosing your money in case of force majeure. The biggest plus is that you can earn a solid return of up to 22% annually.

Here is a signup link "http://bit. ly/envestiocom" that will provide you an extra 0.5% from your invested amount for the first 270 days.

Happy investing

1. Platform Look & Usability (Dashboard, XIRR, Auto-Invest, Reports) - young platform and still some some functionalities missing like creating reports for your portfolio - recently auto invest was introduced - 0/1 points
2. Platform Service (Deposit, Withdrawal, Communication, Support) - nothing to complain until now - 1/1 points
3. Diversification (Countries/Originators): as far as I know most projects are from Latvia - how many other countries are involved is unclear to me - 0/1 points
4. Interest Rates: 15% up to 20%+ is very high and above average compared to other platforms - 1/1 points
5. Loan amount: new projects (all with high credit amounts 100k+) are rarely published - 0/1 points
6. Buyback Guarantee: yes - 1/1 points
7. Loan Conditions (Grace Period, Late fees): all repayments on schedule - great - 1/1 points
8. Secondary Market: no - 0/1 points

Summary: 4/8 points in my personal rating - looking forward to see how this young platform develops - for now I summarize it as a high risk platform with potential - I have invested only a small amount

WHAT I LIKE
• AUTO-INVEST: When i started investing in November 2018, it was easy to invest. Now Envestio became so popular that their investment opportunities are usually fully invested in less than an hour.
• But since Envestio have created their AUTO-INVEST, i can select criteria, and investments are made automatically.
• This is valuable especially because i can't react to emails during the day. (But i would prefer to have time to check the projects first).
• The fee for early exit from investments with BUYBACK feature is only 5%. That means no losses in case of exit after 2-3 month, considering accrued returns.
• FLEXIBLE IN CASE OF DEFAULT: If investments with "SECURED DEBT" feature would default, i could chose if i want a repayment of 90% immediately, or if i prefer to wait until legal precedure ends and then recieve a 100% repayment.
• For further explanations you can google their blog:
"how safe investments in envestio are".

WHAT COULD BE IMPROVED:
• Often there is no investment available. Or it's the 3th or 4th tier of an earlier investment.
• The website design isn't really fresh.
• The hurry when a project comes out. (Avoidable by using autoinvest, but then i don't have time to check the project thoroughly).
• Not many projects have a sustainability / ecology aspect.

CONCLUSION:
One of my favorites, i invest +15.000 here. With "SECURED DEBT" i feel as safe as with secured Mintos loans, while yields are much higher with Envestio. That outweighs the hurry when new projects come. I diversify with Estateguru, Kuetzal, Wisefund, Mintos and Monethera.

BONUS LINK:
You can use the link below to earn 5 € instantly and 2.5% additional bonus on all investments during your first 270 days on Envestio. (The space after the dot must of course be deleted).

https://envestio. com/?invite=dafbXLe

* * * * *

WAS ICH MAG:
• AUTOINVEST: Als ich im November 2018 mit Envestio zu investieren begann, ging es einfach. Jetzt ist Envestio so beliebt geworden, dass ihre Investitionsmöglichkeiten in der Regel in weniger als einer Stunde vollständig investiert sind!
Envestio bietet jedoch die kostenlose Möglichkeit des "AUTOINVEST", (als einzige unter den bes. ertragreichen Crowdfunding-Plattformen): Man kann seine Kriterien auswählen, dann erfolgen die Investitionen automatisiert. Besonders relevant für diejenigen, die arbeiten und tagsüber nicht reagieren können.

• Die Gebühr für den vorzeitigen Ausstieg aus Investitionen mit BUYBACK-Funktion beträgt nur 5%. Das bedeutet: keine Verluste im Falle eines Ausstiegs nach 2-3 Monaten, unter Berücksichtigung der aufgelaufenen Rendite.
• Wenn Anlagen mit "SECURED DEBT" Feature ausfallen würden, kann ich wählen, ob ich eine sofortige Rückzahlung von 90% will, oder ob ich lieber bis zum Ende der rechtlichen Verfahren warte und dann ggf. eine 100%ige Rückzahlung erhalte.
• Weitere Erklärungen im Blog, wenn - einfach eingeben:
"how safe investments in envestio are".

WAS KÖNNTE BESSER SEIN:
- Oftmals ist keine Investition vorhanden. Oder es ist die dritte oder vierte Stufe einer früheren Investition.
- Das Website-Design ist alt + kalt.
- Die Eile, wenn ein Projekt herauskommt. (Vermeidbar durch Autoinvest, aber dann fehlt die Möglichkeit, das Projekt erstmal gründlich anzuschauen).
- Nicht viele Projekte mit Nachhaltigkeits- und Ökologieaspekten.

FAZIT:
Eine der besten Seiten, für mich. Ich investiere +15.000 hier. Mit "SECURED DEBT" fühle ich mich so sicher wie mit gesicherten Mintos-Darlehen, während die Renditen bei Envestio viel höher sind. Das überwiegt die Eile, wenn neue Projekte kommen. Aber ich kombiniere mit Estateguru, Kuetzal, Wisefund, Mintos und Monethera.

BONUS:
Du kannst den Link hier unten nutzen, um 2,5% Bonus zu erhalten auf alle Investitionen während der ersten 270 Tage auf Envestio. (Die Leerstelle nach dem Punkt löschen.)

https://envestio. com/?invite=dafbXLe

The biggest problem is that I can't invest in any loans. It's funny because it's worst than bank deposit. 1% in bank vs 0% in envestio. Even if some project will be available then it's funded in few minutes

I invested my first money in Envestio in May. I am satisfied with the platform and I will continue investing my money. They have now introduced new function: Autoinvest.

4star rating because, there are now less new projects available for investors, but I hope, that it will change.

If you want to get the €5 sign-up bonus, use this link: (don’t forget to delete space in link after envestio) :)

https://envestio .com/?invite=o3UMjlX

Envestio is by far the most profitable P2P platform even if now normalizing their rates.

The yields are very high and always paid on time. Simply impressive!

After 8 months passed investing my earned interest is an impressive 21.20% on year basis (effect of the compound interest).

They do not have an auto-invest function yet, so you have to do everything manually.

Apart from this I'm reducing my evaluation to 3 stars since there are not project available to invest in by more than a month, so I decided to withdraw part of my money to reduce my presence in the platform.

I regret to say that Envestio should be more transparent in communicating what is going on. If they want to attract new capitals they must increase the number of projects available, otherwise why should somebody put new money in the platform?

Envestio offers also a very good opportunity to earn extra money through referral. For the newcomers use the following link for your registration and and you and me will get a bonus on everything you invest for the next 9 months. It's an initial 5 euro after you invest your first 100 euro, and 0.5% on everything you invest for the next 270 days.

https://envestio .com/?invite=b220RhB (just remove the space)

Very slow verification process. I sent documets 20.07.2019 and still documents didnt verify. I dont send any peny if I dont get it done.

I registered and had the same problems as some of the reviewers here. First, my documents were not verified and I kept waiting for that to happen, finally they were verified because I contacted them. Second, there are no investment opportunities. After I transferred some funds I realised that there were no investments available, even though the webpage showed some projects that were available for investment, once I clicked on them it took me to the page where I search for investments and showed no results. I contacted them asking about investments and they said that they should have some investment options for the next week.

After all of this, I decided to withdraw my money and invest it somewhere else. It was a long registration process only to find out that there were no projects available. I have to admit that withdrawing the money was not a problem.

No loans available
Verification is done by manual document upload, while competitors already have document scan via app, video identification etc.