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Review by Shawn Davis11 months ago
This company will steal every cent of your home equity($130,000)and leave you homeless. I had some medical bills from a heart issue and wanted to get a home equity loan well unfortunately my fico was down, so talked to Thomas Mackie at Easy Knock. He told me about their "non-traditional" home equity loan where you really sell your house and Easy Knock gives you a portion of the money from the sale then you lease from them for a year then choose and agent and sell at the point you get the bulk of your payment. Mine was written up as $34,000 on initial cash out then $84,000 on the second.
There was $28,000 at the initial closing. First time I couldn't get ahold of Thomas. They say you can sell at any point and the lease is over and no more lease payments. There really are so many unbelievable events during this whole process to write out but in the end the part where I got to choose the listing agent was misleading and not true. They ask the agent to give up commission and the broker to sign an agreement no broker will sign and they know that. They didn't try to sell my house and kicked me out. A house one street over with identical layout and a comp sold for $330,000 in one day. My house was "for sale", albeit with one showing in 10 months and they sold it for $200,000. Oddly enough that was the amount they needed to pay their lender(anything over that was mine), so I got nothing and a bill for $29,000 making it where they took everything.
Don't use these crooks. It has ruined everything for me.
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