On July 17, 2014 my husband received a call from "Walter Stephens" from Cliffside Lending Solutions in regards to acceptance of a loan application he had made online. Walter emailed him the Loan Agreement on July 21, 2014. The agreement outlined the terms as a $10,000 loan to be paid over a period of 5 years at an 8% interest rate. A method of securing the loan was required therefore an insurance premium for basic credit liability insurance in the amount of $690 needed to be sent directly the lender via Western Union. He slept on it and we discussed it and decided to go ahead with it the following day, July 22, 2014. Walter informed him that the broker's name was Floyd Gibson and the Western Union payment needed to be addressed to him. Once sent, Walter called back (always from an unknown number) and said upon further review, an additional $690 was required before the $10,000 would be deposited. He declined and requested his money back. Walter called back again and said he got special permission from his Supervisor to cut it down to $350. He reluctantly agreed after being convinced by Walter that it was a legal agreement and we could sue if he didn't receive his money. He even said that he would remain on the line for the 45 minutes with him until the money was deposited into his account. He sent $350 again via Western Union, addressed to Floyd Gibson. Once the 2nd payment was sent on July 22nd, he never received his loan and never heard from Walter again. It is now July 25th and we have not seen the loan money, a refund, and have not been able to reach anyone via the toll free number listed on the company website and on the loan documents (1-800-274-9338). When calling, the auto attendant does not state the company name but just asks you to say the name of the person you are trying to reach. Once you say a name, it asks you to leave a message because that person isn't available. We have both tried to call dozens of times and left messages but to no avail. I also noticed that the word "solutions" in their url was actually misspelled as "solutons". I did some research and found that the domain www.cliffsidelendinsolutons.com was only registered with Tucows on June 12, 2014. We are now out $1040 and have nothing to show for it.
Review by Dorking5 years ago
Not returning my calls after i paid
This company has been in contact with me in trying to get a loan. I was asked to pay 650.00 for insurance. I never got a reply or call back. I been trying to call them back with no reply. Looks like the number is still active but I'm always being ignored and left to leave a message.
Review by Kabray5 years ago
Not answering or returning my call after i paid
I needed a loan and i was contacted by Richard of Cliffside Lending Solutions with an opportunity. I happens that I have bad credit and i was asked to provide $650 as an upfront fee to receive the loan. For the position i was in in my life i really saw no choice. when money was sent i called Richard someone else picked up the phone told me to hold for 5 mins then the phone went dead. I've been trying to call back since Thursday and it looks like i lost it.
Review by Adlyn5 years ago
Asking for more and more money and no loan.
They offered me a $10,000 so I could get my dentures. My credit wasn't so good since I lost a brother and both parents in a short amount of time and fell apart so they asked for $300.00 up front (Money Transfer), then it was $390, then $500, and finally 750.00. and then told me the $10,000 loan was no available, only a $15,000 and they need another $750.00. When I told them to honour their original contract, they refused and since I had no more money, I had no choice but to request a refund. They said they would refund my money in 2-4 weeks, they weren't sure. Now I'm broke and hungry.
Review by Naeima Areora5 years ago
Number has been cancelled i want to sue them!!
Took my money asked for more and on top of it now their number is no longer in service. I am in the process of filling a police report and getting my lawyers to pursue them. total scam artists cant wait to hear what they have to say after court comes into play.
Review by JKrispay5 years ago
Fraud!!!! They take money from you and don't give it back
Apply for a loan with this company. Made me pay $750 before the loan would be issued to me. Can't get a hold of the guy anymore. He goes by the name of Richard Gibson. He also goes by another name Lloyd Spencer. This con artist lives in Kitchener Waterloo Ontario Canada.
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