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Review by John Whitelaw1 year ago
Customer service was good however a bit on the desperate side obviously they are all on commission. The money arrived fast $25 K less a whopping $980 for some fee which wasn’t initially revealed and I’m assuming is a commission. Then they debit your account every business day (again not revealed initially) for around $215.00 per day and at the end of the term around 3 months we’d paid around $9500.00 in interest or 27% roughly. They called me after the term offering me another loan I inquired as to the interest rate and they argued with me trying to convince me it was less than 27 % ?? They were only prepared to drop it 1% for a new loan which I declined and they called me 3 times per week for 4 months until I stopped answering. In my opinion they are no better than a pay day lender at 27% interest !!! if your credit is impaired (mines perfect) you made need them however I would steer clear. I only used them because i was short of funds at the time and needed to pay my tax I really didn’t read the terms and conditions. Funny the calls seem to increase a week or 2 before BAS is due which is probably how they GOT ME in the first place hahahaha
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Capify is rated 5.0 based on
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Contact
10 Phillip Street, Parramatta
Sydney
2150
Australia