State owned bank with horrible fees, avoid if you can. For a current account, they charge high fees. You can at their main competitors, like ING, BGL, BIL and POST, get a completely free account - many of them with a free debit card if you sign up to free Internet banking. It's impossible to have a free current account or savings account or loan account with this bank.
However, their mortgage rates are competitive and if you talk to the right adviser, they can be much more flexible on taking your financial situation into account than other banks. If you have millions of euros in annual income from investment sources, you will never get a loan with these other banks mentioned - they demand you have a below average salary instead. These banks consider it impossible to get fired/quit a job, while more likely that you lose all your other assets. So here BCEE is excellent, BGL is also good at this - but their service level is far worse. BGL will easily spend weeks of delays, while BCEE often works within hours.
They have a very easy to use app for banking. In summary, consider them for mortgages - but not for current accounts/savings accounts.
BCEE is rated 2.0 based on
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