I subscribed to a Schengen insurance to travel to France, called “assurance-voyage-schengen”
During my stay I had a medical problem, so I went to see a doctor.
Then I gave all the doctor's prescriptions to this insurance, but the insurance refused to reimburse my medical expenses!
the insurance said that she wanted more details of the disease and the symptoms and their origin! the insurance clearly asked that the doctor breaks the medical secret.
the doctor gave me a certificate, but did not want to break the medical secret.
The doctor even proposed to discuss with the referring doctor of the insurance but the insurance first said that their referring doctor (each insurance has a referring doctor to validate the clients' files) was not entitled, while it is false because the dialogue between doctors is authorized by the order of doctors.
So everything is done to not pay you back, because they know very well that we will not take a local lawyer and make them a trial because it will cost us more money!
So this insurance is to AVOID!
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